Las Colinas Federal Credit Union maintains this Website (the "Site") to provide you with information about our products and services. Las Colinas Federal Credit Union requires that all the visitors to our "Site" on the Internet adhere to the following rules and regulations. By accessing the "Site" you indicate your acknowledgment and acceptance of these terms and conditions. From time to time we may revise these terms and conditions.

Copyright in the pages, screens, text and images appearing at the "Site" is owned by Las Colinas Federal Credit Union or to others as indicated. The information and materials contained on the "Site" may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of Las Colinas Federal Credit Union. You may however, download the information and materials available through this site to a computer or print out a hard copy for your personal reference.

Not all of the products or services described on the "Site" are available in all geographic areas. You may not be eligible for all the products or services described. Las Colinas Federal Credit Union reserves the right to determine the eligibility for any product or service.

Any communication or material you transmit to us via the "Site" or Internet electronic mail is on a non-confidential basis and may be used by Las Colinas Federal Credit Union for any purpose within the limits of our privacy statement including reproduction, publication broadcast and posting.

We will use our best efforts to include accurate and up to date information on the "Site," but we make no warranties or representations as to the accuracy of the information. You agree that all access and use of the "Site" and its contents are at your own risk. By using the "Site," you acknowledge that we specifically disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your access to or use of the "Site," (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user’s computer equipment.

Regarding services or products purchased or obtained by the user from a Non-Las Colinas Federal Credit Union person or entity, Las Colinas Federal Credit Union makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to such services and products and Las Colinas Federal Credit Union specifically disclaims all other warranties with regard to said services and products.

You agree that your use of the "Site" shall be governed by all applicable Federal laws and the laws of the State of Texas and agree that venue shall be located in Dallas, Texas.

Las Colinas Federal Credit Union’s website contains links to sources outside Las Colinas Federal Credit Union that we believe are useful to visitors to our site. Once you are linked to another site, you are subject to the privacy policy and terms of use of the new site. Such sites are not under the control of Las Colinas Federal Credit Union, and Las Colinas Federal Credit Union is not responsible for their content. Las Colinas Federal Credit Union provides these links to you only as a convenience, and has not tested any software or verified any information provided at such sites. Further, the inclusion of any link does not imply Las Colinas Federal Credit Union’s endorsement of the site or its contents. You acknowledge and understand that there are inherent risks in the use of any software or information found on the internet.

The online financial services offered through the Credit Union’s website are designed for primary member usage. The Credit Union does not actively solicit or collect data, as per the Children’s Online Privacy Protection Act (COPPA). If we receive information from anyone who identifies himself/herself as being under the age of eighteen (18) or if we have reason to believe someone under the age of 18 is making the contact, we will treat that contact accordingly. In as much, we will only respond to a direct account inquiry and will not seek to actively solicit any other products and/or services.

By providing your cell phone number, you have provided us with consent to send you text messages in conjunction with the services you have requested. Your cellular provider’s Msg&Data Rates May Apply to our confirmation message and all subsequent messages.You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private. NO CONFIDENTIAL INFORMATION SHOULD BE SENT VIA TEXT MESSAGE.

Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.

If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time.

If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information:

Las Colinas Federal Credit Union
555 Cimarron Trl
Irving, TX 75063
(214) 273-5094

You agree and consent to be contacted by the Company, Our agents, employees, attorneys, and affiliates through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, autodialers, or an artificial or prerecorded voice.

If you wish to stop receiving text messages, reply to any text message we have sent you and in the reply text simply type STOP. Your stop request will become effective [within one day]. You may also stop text messages by calling us or emailing us using the contact information below.

Las Colinas Federal Credit Union
555 Cimarron Trl
Irving, TX 75063
(214) 273-5094

If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type HELP. Upon receiving your text message, we will send you a text message with this information. Some of the text message we send may include links to websites. To access these websites, you will need a web browser and Internet access.