Home Loans
Home Loans
Home Loans
Make it official and join the community today!
Whether you’re in the market to purchase or refinance your first home or the home of your dreams, we're here to help.
Home Mortgage
Through our mortgage partner, FocusOne Mortgage, we join our members in their dreams of becoming a part of a community with a mortgage. From starter homes to dream homes, our services included:
New and refinanced loans
Loan options for those rebuilding their credit
Fixed rates, ARMs, and Balloon notes
15 and 30-year terms
A convenient, online application process
*Property must be in Texas. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For Home Equity loans, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. All loans are subject to credit approval and Las Colinas Federal Credit Union lending policies. Other restrictions may apply. Rates, terms and conditions are subject to change at any time without notice. Texas homestead properties are limited to 80% combined loan to fair market value for home equity financing. Additionally, there is a 12-day cooling off period and a 3-day right of rescission after closing before the funds may be disbursed. Property insurance is required, including flood insurance where applicable. The approval is subject to application, credit qualification, and income verification; additional evaluation and verification criteria may apply. You should consult a tax adviser for further information regarding the deductibility of interest and charges.
NMLS #646149 Las Colinas Federal Credit Union provides mortgage loans through its affiliate FocusOne Mortgage, NMLS 105693. Membership is required.