Auto Loans

Auto Loans

Auto Loans

Favicon New & Used

Experience an auto loan that continues to benefit you even after you’re done shopping:

  • Competitive loan rates

  • Convenient application online using our easy Loan Application

  • Up to 100% financing available to well-qualified borrowers

  • Convenient repayment through Payroll Deduction

  • No penalties for paying off the loan early

  • Affordable credit life and disability insurance coverage

  • Low-cost GAP and Mechanical Breakdown Insurance available

Favicon Refinance

Refinancing Outside Auto Loans

  • 60 days no payment

Just because you have a vehicle loan with another institution doesn’t mean you’re stuck with it. 

Refinance your existing loan at a lower rate with Las Colinas FCU to save on your monthly payments. 

Refinancing Las Colinas FCU Auto Loans

Interested in refinancing your current Las Colinas FCU auto loan? We might be able to help!

  • Must add new money (min. $2,500)

Favicon First-Time Car Buyers

Ready to get you first car? We’re ready to help!

  • Minimum of 12 months employment

  • Maximum amount you can borrow is $25k

  • Maximum term is 60 months (for loans up to $10k) and 72 months (for loans up to $25k)

  • Minimum of $1k cash down payment required

  • Must be at least 18 years old to apply

Favicon Auto Star Advantage Program

Whether you're eyeing a brand-new ride or a trusted used vehicle, our Auto Star Advantage Program is your second chance to get behind the wheel, no matter where your credit stands. We believe in giving our members the opportunity to move forward, one mile at a time.

Here’s how we make it easier for you:

  • Friendly for All Credit Scores: Perfect for members working on their credit journey.

  • No Down Payment: Drive now without having to pay upfront.

  • Skip the Stress: Forget the high-pressure sales tactics of "buy here, pay later" dealers.

  • Wide Selection: Choose from used vehicles up to 11 years old.

  • More for Your Money: Finance up to 145% LTV for the value you deserve.

  • High Mileage? No Problem: Eligible vehicles can have up to 150k miles.

  • Flexible Terms: Up to 84 months financing, tailored to the age of your vehicle.

All applications are subject to credit approval.

Favicon Shop for a Car Today!

Find your new car today with AutoSmart!