Experience an auto loan that continues to benefit you even after you’re done shopping:

• Competitive loan rates

• Convenient application online using our easy Loan Application

• Up to 100% financing available to well-qualified borrowers

• Convenient repayment through Payroll Deduction

• No penalties for paying off the loan early

• Affordable credit life and disability insurance coverage

• Low-cost GAP and Mechanical Breakdown Insurance available

Refinance Promo:

• 60 days no payment

• No in-house refinancing options, must be from another lender
  

Just because you have a vehicle loan with another institution doesn’t mean you’re stuck with it. 

Refinance your existing loan at a lower rate with Las Colinas FCU to save on your monthly payments. 

Whether you're eyeing a brand-new ride or a trusted used vehicle, our Auto Star Advantage Program is your second chance to get behind the wheel, no matter where your credit stands. We believe in giving our members the opportunity to move forward, one mile at a time.

Here’s how we make it easier for you:

• Friendly for All Credit Scores: Perfect for members working on their credit journey.

• No Down Payment: Drive now without having to pay upfront.

• Skip the Stress: Forget the high-pressure sales tactics of "buy here, pay later" dealers.

• Wide Selection: Choose from used vehicles up to 11 years old.

• More for Your Money: Finance up to 145% LTV for the value you deserve.

• High Mileage? No Problem: Eligible vehicles can have up to 150k miles.

• Flexible Terms: Up to 84 months financing, tailored to the age of your vehicle.

All applications are subject to credit approval.

Find your new car today with AutoSmart!