Our Savings Accounts

Our Savings Accounts

Our Savings Accounts


    • Minimum to open and maintain account: $25
    • Dividends paid on balances: $100 or more

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    • Minimum to open and maintain account: $25
    • Terms: 12 months
    • Dividends paid on balances: All balances
    • Features and Benefits: Every $25 deposit earns you an entry into the drawings for up to 10 prize entries per month.

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    • Minimum to open and maintain account: No minimum required
    • Dividends paid on balances: $100 or more

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    • Minimum to open and maintain account: $2,500 to open | $0 to maintain
    • Dividends paid on balances: $2,500 or more

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    • Traditional, Roth, and Coverdell
    • Minimum to open and maintain account: $1,000.00
    • No setup
    • No annual fees
    • Dividends paid: Monthly
    • Features and Benefits: Insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), part of the National Credit Union Administration (NCUA), a federal agency

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    • Minimum to open and maintain account: No minimum required
    • Dividends paid on balances: $100 or more
    • Features and Benefits: Renews automatically each year unless you close the account
    • Funds automatically transfer on November 1 to either your LCFCU Savings or Checking Account, or we can mail a check to the address on your account
    • May be opened at any time throughout the year

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    • Youth Share Certificates available with: Minimum balance of $500
    • Features and Benefits: Galaxy Club Checking available for ages 13-17

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    • Minimum to open and maintain account: $500 for a Youth account, $1,000 for a regular account
    • Terms: Terms from 12 to 60 months
    • Dividends paid on balances: All balances
    • Features and Benefits: Renews automatically at the end of each term unless you close the account

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Make Deposits to Your Account

  • At any branch location

  • Through payroll deduction or direct deposit

  • Automatic transfers

  • Home banking


Access Your Account

  • At any branch location

  • ATM transactions at network ATMs nationwide

  • Online Banking

  • Mobile App