The possibilities are endless with a Home Equity Loan from Las Colinas FCU.

Whether you’re dreaming of a relaxing getaway or a home improvement project, your home’s equity* can make it happen.

Imagine the Possibilities

  • Hit the Beach: Use your home equity to fund that perfect summer vacation. Feel the sand between your toes and the sun on your face without worrying about finances.

  • Build a She-Shed: Create your own personal retreat right in your backyard. With a low-rate Home Equity Loan, transforming your outdoor space is more affordable than ever.

  • Home Upgrades: Ready for a kitchen remodel or a backyard makeover? Unlock your home’s potential and enhance its value with a Home Equity Loan.

  • Debt Consolidation: Simplify your finances by consolidating high-interest debts into one easy-to-manage, low-rate payment.

Why Choose Las Colinas FCU?

  • Enjoy competitive rates that make borrowing affordable.

  • Borrow up to 80% of the home’s fair market value - minus any liens against the property (minimum loan amount is $50,000.00, maximum is $500,000.00)

  • Terms up to 20 years available

  • Tax-deductible interest (consult your tax advisor for exact details)

Ready to Make Your Dreams a Reality?

For more information, contact our Loan Department at 832-912-2195 or email us at lo@mhlcu.com.

 

*Property must be in Texas. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For Home Equity loans, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. All loans are subject to credit approval and Las Colinas Federal Credit Union lending policies. Other restrictions may apply. Rates, terms and conditions are subject to change at any time without notice. Texas homestead properties are limited to 80% combined loan to fair market value for home equity financing. Additionally, there is a 12-day cooling off period and a 3-day right of rescission after closing before the funds may be disbursed. Property insurance is required, including flood insurance where applicable. The approval is subject to application, credit qualification, and income verification; additional evaluation and verification criteria may apply. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

NMLS #646149 Las Colinas Federal Credit Union provides mortgage loans through its affiliate Member Home Loan, NMLS 105693. Membership is required.