Certificates of Deposit

At Las Colinas FCU we offer a variety of Certificates of Deposit designed to help you achieve your unique financial goals. Whether you’re planning for a big purchase, saving for your child’s future, or simply looking for a secure way to grow your savings, we have the perfect solution for you.

Certificates of Deposit

• Minimum to Open and Maintain: $500 for a Youth account, $1,000 for a regular account
• Flexible Terms: Choose from terms ranging from 12 to 60 months
• Earn Dividends: Enjoy dividends on all balances
• Automatic Renewal: Your Certificate of Deposit renews automatically at the end of each term unless you decide to close the account

Our Certificates of Deposit are a reliable way to grow your savings with peace of mind, knowing your money is working hard for you.

Save to Win Certificate of Deposit

Turn saving into a rewarding experience with our Save to Win Certificate of Deposit. Every time you deposit $25 into your Save to Win Share Certificate, you’ll earn an entry for a chance to win monthly and quarterly prizes ranging from $25 to $5,000!

How to Participate:

1. Open an Account: Start with a 12-month Save to Win Certificate of Deposit with just $25. This is your first entry into that month’s drawing and additional drawings throughout the year.
2. Make Deposits: Every $25 deposit earns you another entry into the monthly and quarterly drawings, with up to 100 prize entries per month.

Freedom (No-Penalty) Certificate

1. Flexibility – Unlike traditional certficates of deposit, our Freedom Certificate offers the flexibility you need. Access your savings penalty-free after the first 7 days.
2. Attractive Rate – Earn an impressive 3.75% APY*** and watch your savings grow faster.
3. Low Minimum Balance – Begin your journey to financial freedom with just a $1,000 initial deposit.

Why Choose Las Colinas Certificates of Deposit?

At Las Colinas FCU, we understand that everyone’s financial journey is unique. Our Certificates of Deposit are designed to provide you with secure, reliable options to grow your savings, all while offering the flexibility and rewards you deserve. Join us today and start making your money work for you.