Checking Accounts

Enjoy exceptional benefits designed to maximize your earnings and make managing your money effortless.

Enjoy these key features with all checking accounts:

• Free ATM Transactions: Access your money at network ATMs nationwide.
• Free Online Banking & Bill Pay: Stay in control of your finances online. (Free if you pay at least one bill per month; otherwise, a fee applies.)
• Free Mobile App: Bank on the go with our user-friendly mobile app.
• Free e-Statements: Go paperless and stay organized with electronic statements.

Premier Checking

Maximize your earnings with our Premier Checking Account.

• Earn 5% APY*: When you make 15 point-of-sale purchases with your debit card each month on balances up to $25,000.
• Free Visa Check Card: Spend and access your money effortlessly.
• Overdraft Protection: Available from Savings.
• Courtesy Pay: Financial security when you need it.
• No Minimum Balance Requirement: Enjoy fee-free checking with no minimum balance.
• Monthly Service Fee: $0.

Regular Checking

Our Regular Checking Account offers the essentials you need for everyday banking.

• Free Visa Check Card: Convenient access to your funds.
• Overdraft Protection: Available from Savings.
• Courtesy Pay: Additional security when you need it.
• Minimum Balance to Avoid Fees: Maintain a $500 balance in Checking or a $500 combined balance between Savings and Share Certificates to waive the monthly fee.
• Monthly Service Fee: $5 (Waived if balance requirements are met).
• Earn Dividends: On balances of $500 or more.

Senior Checking

Designed for our senior members, this account offers extra perks and lower fees.

• Free Visa Check Card: Easy access to your money.
• Overdraft Protection: Available from Savings.
• Courtesy Pay: Added peace of mind.
• Minimum Balance to Avoid Fees: Maintain a $500 balance in Checking or a $500 combined balance between Savings and Share Certificates to waive the monthly fee.
• Monthly Service Fee: $3.50 (Waived if balance requirements are met).
• One Free Box of Checks Per Year: Convenience at no extra cost.
• Earn Dividends: On balances of $500 or more.

Additional Services:

Courtesy Pay

We’re not here to turn an overdraft incident into gain. We want to help and protect members from overdraft fees and inconvenience.

Order Checks

Need to order or reorder checks? You can do it easily here. For identity protection, online orders can be completed if the previous order was placed within the last 12 months.

Bill Pay

You can utilize the bill pay function within online banking. In the mobile app “bill pay” can be found by clicking on the “transfer” tab. Within the desktop site, Bill Pay can be accessed by logging in and clicking “Transfer Funds”. Bill pay is listed as an option from that screen.

***APY = Annual Percentage Yield. Other restrictions may apply. 5% APY is earned on balances up to $25,000 if the debit card is used to make at least 15 point-of-sale transactions each month. Balances over $25,000 earn 0.01% APY. Must maintain a minimum balance of $25. Limit one account per social security number.