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Home Loan: How much can I afford?

Determine how much house you can afford by evaluating your income, expenses, and desired loan terms.

Mortgage: Affordability
100000
Your total annual income from all sources.
100
Your total amount of monthly debt payments, including insurance, utilities, and maintenance.
30
Term is in years.
6.5
Projected interest rate for your home loan.
20000
How much money you intend to put down on a mortgage. Typically 20% of home price.

This assumes that your total home expenses (including loan payment) should not exceed 28% of your monthly income.

The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

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In order to obtain loan payoff, please call Las Colinas Federal Credit Union at 214.273.5094.

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