Home Loans

Why Choose Las Colinas FCU for Your Home Loan?

Through our mortgage partner, Focus One, we provide a range of services* to support your journey to homeownership:

• New and Refinance Loans: Secure financing for your new home or refinance your current mortgage.
• Credit Rebuilding Options: Loan options available for those working to rebuild their credit.
• Variety of Loan Types: Choose from fixed rates, ARMs, and Balloon notes.
• Flexible Terms: Options include 15 and 30-year terms to fit your financial plans.
• Easy Online Application: Enjoy a convenient and straightforward online application process.

Get Started Today

Ready to take the next step towards your dream home? Start your journey with Las Colinas FCU.

*Property must be in Texas. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For Home Equity loans, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. All loans are subject to credit approval and Las Colinas Federal Credit Union lending policies. Other restrictions may apply. Rates, terms and conditions are subject to change at any time without notice. Texas homestead properties are limited to 80% combined loan to fair market value for home equity financing. Additionally, there is a 12-day cooling off period and a 3-day right of rescission after closing before the funds may be disbursed. Property insurance is required, including flood insurance where applicable. The approval is subject to application, credit qualification, and income verification; additional evaluation and verification criteria may apply. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

NMLS #646149 Las Colinas FCU provides mortgage loans through its affiliate Focus One, NMLS 105693. Membership is required.