Home Loans

Whether you’re purchasing your first home, refinancing, or upgrading to your dream home, we are here to help.

Why Choose Us for Your Home Loan?

Through our mortgage partner, Member First Mortgage, we provide a range of services* to support your journey to homeownership:

New and Refinance Loans: Secure financing for your new home or refinance your current mortgage.
Variety of Loan Types: We offer a complete suite of mortgage programs to fit your unique home buying needs.
Competitive Rates and Closing Costs: Enjoy competitive rates and closing costs to help you save.
Easy Online Application: Enjoy a convenient and straightforward online application process.

Get Started Today

Ready to take the next step towards your dream home? Start your journey today.

Apply For A Mortgage

This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change at any time without notice. Texans Credit Union NMLS #530654. Las Colinas Federal Credit Union NMLS # 646149.

Mortgage lending is restricted to property in Texas. Loans subject to credit and property approval, other terms and conditions apply. Property insurance is required, including flood insurance where applicable. Valid for primary residences only. Loan may not be used to purchase the property being used as collateral. First-lien home equity loans are not available to purchase a new primary owner-occupied residence; owner-occupied primary residence must already be purchased. Lot size less than 10 acres. Condominiums and Manufactured homes are not eligible. Consumer purposes only. Products, rates, terms and conditions are subject to change without notice; other restrictions may apply.

To qualify as a first time home buyer, you cannot have any home ownership interest in the past 3 years. All loans are subject to credit and property approval. Products, rates, terms and conditions are determined by the overall creditworthiness of each applicant. Property insurance is required, including flood insurance where applicable. An escrow account for taxes and insurance is required. Under certain circumstances, private mortgage insurance PMI) may be required. Minimum loan amount is $150,000 and the purchase price cannot exceed $550,000. Condominiums and Manufactured homes are not eligible. Products, rates, terms and conditions are subject to change without notice; other restrictions may apply.

Texans Credit Union (NMLS ID #530654) and Las Colinas Federal Credit Union (NMLS ID 646149) provide home loans through Member First Mortgage, LLC. (NMLS ID #149532)