Home Equity Loans

Turn your dreams into reality.

Imagine transforming your home with a new kitchen, booking that once-in-a-lifetime vacation, or covering educational expenses.

With Las Colinas FCU’s Home Equity Loans*, your home can help you achieve your dreams.

Why Choose a Las Colinas FCU Home Equity Loan?

Leverage Your Home’s Value: Use your home’s equity to fund renovation projects, pay for education, take a vacation, or consolidate debt.
Low Rates: Benefit from our competitive interest rates.
Generous Borrowing Limit: Borrow up to 80% of your home’s fair market value, minus any existing liens. (Minimum loan amount: $50,000; Maximum loan amount: $500,000)
Flexible Terms: Choose terms up to 20 years to suit your financial needs.
Tax Benefits: Enjoy potential tax-deductible interest (consult your tax advisor for details).

Contact Us

Ready to make your dreams a reality with a Home Equity Loan? For more information, contact our Loan Department at 832-912-2195 or email us at [email protected].

*Property must be in Texas. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For Home Equity loans, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. All loans are subject to credit approval and Las Colinas Federal Credit Union lending policies. Other restrictions may apply. Rates, terms and conditions are subject to change at any time without notice. Texas homestead properties are limited to 80% combined loan to fair market value for home equity financing. Additionally, there is a 12-day cooling off period and a 3-day right of rescission after closing before the funds may be disbursed. Property insurance is required, including flood insurance where applicable. The approval is subject to application, credit qualification, and income verification; additional evaluation and verification criteria may apply. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

NMLS #646149 Las Colinas FCU provides mortgage loans through its affiliate Focus One, NMLS 105693. Membership is required.