Credit Builder Loan

(Share Secured Loan)

Build your credit with confidence. At Las Colinas FCU, we understand the importance of having a strong credit history.

Our Credit Builder Loan, also known as a Share Secured Loan, is designed to help you establish or improve your credit while making your savings work for you.

Why Choose a Credit Builder Loan?

Leverage Your Savings: Borrow using your savings or share certificate as collateral and enjoy a reduced rate compared to other types of loans.
Build or Improve Credit: A great way to establish or rebuild your credit history.
Loan Up to 100% of Your Balance: Access funds equivalent to up to 100% of your share or certificate balance.
Low, Competitive Rates: Benefit from lower interest rates that make borrowing more affordable.

How It Works

With a Credit Builder Loan, your savings remain intact while you borrow against them. This means you continue to earn dividends on your savings while using the loan to build a positive credit history.

Ready to Build Your Credit?

Take the first step towards a stronger financial future with Las Colinas FCU’s Credit Builder Loan. Let’s work together to help you achieve your financial goals.

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