Auto Loans

New & Used

Our auto loans offer exceptional value and convenience from the moment you start shopping to the day you make your final payment.

• Competitive Rates: Enjoy some of the best rates around.
• Easy Application: Apply online effortlessly with our streamlined application.
• Full Financing: Get up to 100% financing for well-qualified borrowers.
• Seamless Repayment: Convenient payroll deduction options.
• No Early Payoff Penalties: Pay off your loan anytime without extra fees.
• Insurance Options: Affordable credit life and disability insurance.
• GAP & Breakdown Coverage: Low-cost GAP and Mechanical Breakdown Insurance available.

Refinance

Refinance Promotion

• 60 Days No Payment: Enjoy two months payment-free.
• External Refinance Only: Refinance loans from other lenders.

Feel stuck with your current auto loan? Switch to Las Colinas FCU for lower rates and start saving on your monthly payments.

Auto Star Advantage Program

Whether you’re eyeing a brand-new ride or a reliable used vehicle, our Auto Star Advantage Program helps you get behind the wheel, regardless of your credit score.

Here’s how we make it easier:

• Friendly for All Credit Scores: Ideal for members rebuilding their credit.
• No Down Payment Needed: Drive away without upfront costs.
• Stress-Free Experience: Avoid high-pressure sales tactics.
• Wide Selection: Choose from used vehicles up to 11 years old.
• Generous Financing: Finance up to 145% LTV.
• High Mileage Friendly: Vehicles with up to 150k miles are eligible.
• Flexible Terms: Financing available for up to 84 months.

All applications are subject to credit approval.

Find your new car today with AutoSmart!

At Las Colinas FCU, we understand the importance of protecting your assets and loved ones. That’s why we’ve partnered with TruStage Insurance Agency, LLC to offer our members access to a variety of insurance products at competitive rates.

TruStage™ Auto & Home Insurance Program

Enjoy peace of mind with the TruStage Auto & Home Insurance Program. Members can benefit from discounted rates, easy online services, and 24/7 claims support. Start today by comparing your current auto and home rates to see how much you could save. Contact us for your free quote.

Disclaimer: *TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

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