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Savings Rates

Savings Accounts Rates
(Savings, Special Savings and Holiday Club Accounts)
Balances Annual Percentage Yield Compounding Frequency
$100 - $999.99 0.05% Monthly
$1,000 - $24,999.99
0.10% Monthly
$25,000 and over
0.15% Monthly
Starting over Savings Accounts Rates


Average Daily Balance
Annual Percentage Yield Compounding Frequency
Up to $999.99
1.06% Monthly
$1,000 - $1,999.99
1.11% Monthly
$2,000 - $24,999.99
0.10% Monthly
$25,000 and over 0.15% Monthly
Money MarketS Rates


Balances Annual Percentage Yield Compounding Frequency
$2,500 - $9,999.99 0.15% Monthly
$10,000 - $24,999.99 0.20% Monthly
$25,000 - $49,999.99 0.20% Monthly
$50,000 and over 0.20% Monthly
IRA Savings Accounts Rates


Balances Annual Percentage Yield Compounding Frequency
$100 - $2,499.99
0.15% Monthly
$2,500 - $9,999.99
0.25% Monthly
$10,000 and over
0.25% Monthly
Checking Accounts Rates
(includes Regular Checking & Senior Checking Accounts)


Balances Annual Percentage Yield Compounding Frequency
$500 and over
0.05% Monthly
CHECKING OVERDRAFT PROTECTION - (loan)

Line of Credit Overdraft Protection
18%
N/A
Term Share CERTIFICATES & IRA CERTIFICATES Rates
Term Tier 1 APY 1
Tier 2 APY 2 Tier 3 APY 3
3 Month
0.75% 0.80%
0.85%
6 Month
1.19% 1.24% 1.29%
12 Month
1.65% 1.70% 1.75%
18 Month
1.83% 1.88% 1.93%
24 Month
1.99% 2.04% 2.09%
36 Month
2.19% 2.24% 2.29%
48 Month
2.43% 2.48% 2.53%
60 Month
2.65% 2.70% 2.75%

1 $1,000 minimum to open each regular account, $500 to open each youth account
2 $25,000 minimum to open each regular account
3 $50,000 minimum to open each regular account
*Substantial penalty may be imposed for early withdrawal

STEP UP Term SHARE Certificates & IRA Certificates
Term Tier 1 APY 1
Tier 2 APY 2 Tier 3 APY 3
24 Month
1.73% 1.78% 1.84%
36 Month
1.94% 1.99% 2.04%
48 Month
2.17% 2.22% 2.27%
60 Month
2.40% 2.45% 2.50%

1 $5,000 minimum to open each regular account
2 $25,000 minimum to open each regular account
3 $50,000 minimum to open each regular account
*Substantial penalty may be imposed for early withdrawal

Rates are current as of May 15, 2019  unless otherwise noted and are subject to change.

Save to Win Share Certificate




Term Annual Percentage Yield Compounding Frequency
12 Month
1.65% Monthly