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Savings Rates

Savings Accounts Rates
(Savings, Special Savings and Holiday Club Accounts)
Balances Annual Percentage Yield Compounding Frequency
$100 - $999.99 0.02% Monthly
$1,000 - $24,999.99
0.05% Monthly
$25,000 and over
0.10% Monthly
Starting over Savings Accounts Rates


Average Daily Balance
Annual Percentage Yield Compounding Frequency
Up to $999.99
1.02% Monthly
$1,000 - $1,999.99
1.06% Monthly
$2,000 - $24,999.99
0.05% Monthly
$25,000 and over 0.10% Monthly
Money MarketS Rates


Balances Annual Percentage Yield Compounding Frequency
$2,500 - $9,999.99 0.10% Monthly
$10,000 - $24,999.99 0.12% Monthly
$25,000 - $49,999.99 0.15% Monthly
$50,000 and over 0.15% Monthly
IRA Savings Accounts Rates


Balances Annual Percentage Yield Compounding Frequency
$100 - $2,499.99
0.15% Monthly
$2,500 - $9,999.99
0.25% Monthly
$10,000 and over
0.25% Monthly
Checking Accounts Rates
(includes Regular Checking & Senior Checking Accounts)


Balances Annual Percentage Yield Compounding Frequency
$500 and over
0.05% Monthly
CHECKING OVERDRAFT PROTECTION - (loan)

Line of Credit Overdraft Protection
18%
N/A
Term Share CERTIFICATES & IRA CERTIFICATES Rates
Term Tier 1 APY 1
Tier 2 APY 2 Tier 3 APY 3
3 Month
0.17% 0.22%
0.27%
6 Month
0.33% 0.38% 0.43%
12 Month
0.54% 0.59% 0.64%
18 Month
0.63% 0.68% 0.73%
24 Month
0.71% 0.76% 0.81%
36 Month
0.82% 0.87% 0.92%
48 Month
0.93% 0.98% 1.03%
60 Month
1.04%
1.10% 1.15%

1 $1,000 minimum to open each regular account, $500 to open each youth account
2 $25,000 minimum to open each regular account
3 $50,000 minimum to open each regular account
*Substantial penalty may be imposed for early withdrawal

STEP UP Term SHARE Certificates & IRA Certificates
Term Tier 1 APY 1
Tier 2 APY 2 Tier 3 APY 3
24 Month
0.46% 0.51% 0.56%
36 Month
0.57% 0.62% 0.67%
48 Month
0.68% 0.73% 0.78%
60 Month
0.79% 0.84% 0.89%

1 $5,000 minimum to open each regular account
2 $25,000 minimum to open each regular account
3 $50,000 minimum to open each regular account
*Substantial penalty may be imposed for early withdrawal



Rates are current as of August 5, 2020 unless otherwise noted and are subject to change.