Our Savings Accounts
Make deposits to your account:
- At any branch location
- Through payroll deduction or direct deposit
- Automatic transfers
- Home banking
Access your account:
- At any branch location
ATM transactions at network ATMs nationwide
- Online Banking
- Mobile App
Best of all, your deposits are safe and insured up to $250,000 per member by the National Credit Union Administration (NCUA), and backed by the full faith and credit of the United States Government.
Savings
Minimum to open and maintain account:
$25
Dividends paid on balances:
$100 or more
Special Savings
Minimum to open and maintain account:
No minimum required
Dividends paid on balances:
$100 or more
No minimum required
Dividends paid on balances:
$100 or more
Money Market
Account
Account
Minimum to open and maintain account:
$2,500 to open
$0 to maintain
Dividends paid on balances:
$2,500 or more
$2,500 to open
$0 to maintain
Dividends paid on balances:
$2,500 or more
IRAs
Traditional, Roth, and Coverdell
Minimum to open and maintain account:
No minimum deposit required
No setup
No annual fees
Dividends paid:
Monthly
Features and Benefits:
Insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), part of the National Credit Union Administration (NCUA), a federal agency
Minimum to open and maintain account:
No minimum deposit required
No setup
No annual fees
Dividends paid:
Monthly
Features and Benefits:
Insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), part of the National Credit Union Administration (NCUA), a federal agency
Holiday Savings
Club Account
Club Account
Minimum to open and maintain account:
No minimum required
Dividends paid on balances:
$100 or more
Features and Benefits:
Renews automatically each year unless you close the account
Funds automatically transfer on November 1 to either your LCFCU Savings or Checking Account, or we can mail a check to the address on your account
May be opened at any time throughout the year
No minimum required
Dividends paid on balances:
$100 or more
Features and Benefits:
Renews automatically each year unless you close the account
Funds automatically transfer on November 1 to either your LCFCU Savings or Checking Account, or we can mail a check to the address on your account
May be opened at any time throughout the year
Star Saver
Kids Club
Kids Club
Youth Share Certificates available with:
Minimum balance of $500
Dividends paid on balances:
All balances
Features and Benefits:
Star Savers Club newsletter mailed twice a year
Special promotions held throughout the year
End of Summer Bash to celebrate the end of summer and back to school
Holiday party held each December...HO! HO! HO!
Minimum balance of $500
Dividends paid on balances:
All balances
Features and Benefits:
Star Savers Club newsletter mailed twice a year
Special promotions held throughout the year
End of Summer Bash to celebrate the end of summer and back to school
Holiday party held each December...HO! HO! HO!
Galaxy
Club
Club
Youth Share Certificates available with:
Minimum balance of $500
Dividends paid on balances:
All balances
Features and Benefits:
Galaxy Club newsletter mailed twice a year
Galaxy Club Checking available for 15-18 year olds
Minimum balance of $500
Dividends paid on balances:
All balances
Features and Benefits:
Galaxy Club newsletter mailed twice a year
Galaxy Club Checking available for 15-18 year olds
Certificate of Deposit account
Minimum to open and maintain account:
$500 for a Youth account, $1,000 for a regular account
Terms:
Terms from 3 to 60 months
Dividends paid on balances:
All balances
Features and Benefits:
Renews automatically at the end of each term unless you close the account
$500 for a Youth account, $1,000 for a regular account
Terms:
Terms from 3 to 60 months
Dividends paid on balances:
All balances
Features and Benefits:
Renews automatically at the end of each term unless you close the account
We're proud to be the credit union for some of America's best brands.
We're proud to be the Credit Union for some of America's best brands.