Image of girl holding a $20 bill
Graphic of piggy bank with a coin being inserted

Our Savings Accounts


Make deposits to your account:

  • At any branch location
  • Through payroll deduction or direct deposit
  • Automatic transfers
  • Home banking


Access your account:

  • At any branch location
  • ATM transactions at network ATMs nationwide

  • Online Banking
  • Mobile App

Best of all, your deposits are safe and insured up to $250,000 per member by the National Credit Union Administration (NCUA), and backed by the full faith and credit of the United States Government.


Savings

Minimum to open and maintain account:
$25



Dividends paid on balances:
$100 or more


Special Savings
Minimum to open and maintain account:
No minimum required




Dividends paid on balances:
$100 or more

Money Market
Account
Minimum to open and maintain account:
$2,500 to open
$0 to maintain


Dividends paid on balances:
$2,500 or more


IRAs
Traditional, Roth, and Coverdell
Minimum to open and maintain account:
No minimum deposit required
No setup
No annual fees


Dividends paid:
Monthly

Features and Benefits:
Insured for up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), part of the National Credit Union Administration (NCUA), a federal agency  
Holiday Savings
Club Account
Minimum to open and maintain account:
No minimum required

Dividends paid on balances:
$100 or more

Features and Benefits:
Renews automatically each year unless you close the account

Funds automatically transfer on November 1 to either your LCFCU Savings or Checking Account, or we can mail a check to the address on your account

May be opened at any time throughout the year
Star Saver
Kids Club
Youth Share Certificates available with:
Minimum balance of $500


Dividends paid on balances:
All balances

Features and Benefits:
Star Savers Club newsletter mailed twice a year

Special promotions held throughout the year

End of Summer Bash to celebrate the end of summer and back to school

Holiday party held each December...HO! HO! HO!
Galaxy
Club
Youth Share Certificates available with:
Minimum balance of $500

Dividends paid on balances:
All balances

Features and Benefits:
Galaxy Club newsletter mailed twice a year

Galaxy Club Checking available for 15-18 year olds 

Certificate of Deposit account
Minimum to open and maintain account:
$500 for a Youth account, $1,000 for a regular account

Terms:
Terms from 3 to 60 months

Dividends paid on balances:
All balances

Features and Benefits:
Renews automatically at the end of each term unless you close the account