Photo of man and woman talking and looking at the screen of a tablet. Text on top of the image saying loan rates
vehicle and rv loan Rates
Type
Term
APR* as low as
New & Used Automobile
(2015 & newer)
Up to 72 Months

84 Months
2.49%

2.99%
Used Automobile
(2014 & older)**
Up to 72 Months 2.74%
New/Used Motorcycles***
Up to 72 Months
4.99%
Boats & RVs***
Up to 72 Months
4.99%
Personal Loan Rates


Type
Term
APR as low as*
Signature Loans
Up to 36 Months

37 - 60 Months
8.49%

9.99%
Shared Secured (100%)
Up to 60 Months
3.50%
Certificate Secured
Up to the term of
the Share Certificate
3% greater than the face
 rate of the Term Share
 Certificate or 3.50%;
 whichever is greater
Checking Line of Credit Overdraft
Revolving 18.00%
Stretch Pay Loan
Up to 2 Months
28.00% (+$20 application fee)
Credit Rebuilder Loan
24 Months
13.99%
Home Improvement/
Home Equity Loan Rates


Type
Term
APR as low as*
First Lien
(Texas Only)
Up to 60 Months

61 - 120 Months

121 - 180 Months
3.49%

3.79%

4.19%
Second Lien
(Texas Only)
Up to 60 Months

61 - 120 Months

121 - 180 Months
3.99%

4.49%

4.99%
Mastercard




Annual Percentage Rate
Regular
13.90%
Gold
9.90%
Secured
13.90%

*APR= Annual Percentage Rate. Loan rates shown depend on your credit history and term of loan. Not all members will qualify for the rates shown. Credit subject to approval. Other restrictions may apply. Home Improvement and Home Equity Loans available for Texas property only. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

**Rates may vary based on model year of collateral.

***Rates may vary based on year of model.