Photo of man and woman talking and looking at the screen of a tablet. Text on top of the image saying loan rates
vehicle and rv loan Rates
Type
 Term
 APR* as low as
New & Used Automobile
(2017 & newer)
 Up to 72 Months
84 Months
 3.49%
3.99%
Used Automobile
(2016 & older)**
 Up to 72 Months 3.74%
New/Used Motorcycles***
 Up to 72 Months
 4.99%
Boats & RVs***
 Up to 72 Months
 4.99%
Personal Loan Rates


Type
 Term
 APR as low as*
Signature Loans
 Up to 36 Months
37 - 60 Months
 9.49%
10.99%
Shared Secured (100%)
 Up to 60 Months
 3.50%
Certificate Secured
 Up to the term of
the Share Certificate
 3% greater than the face
 rate of the Term Share
 Certificate or 3.50%;
 whichever is greater
Checking Line of Credit Overdraft
 Revolving 18.00%
Stretch Pay Loan
 Up to 2 Months
 28.00% (+$20 application fee)
Credit Rebuilder Loan
 24 Months
 13.99%
Home Improvement/
Home Equity Loan Rates


Type
 Term
 APR as low as*
First Lien
(Texas Only)
 Up to 60 Months
61 - 120 Months
121 - 180 Months
 3.49%
3.79%
4.19%
Second Lien
(Texas Only)
 Up to 60 Months
61 - 120 Months
121 - 180 Months
 3.99%
4.49%
4.99%
Mastercard
Annual Percentage Rate
Regular
 13.90%
Gold
 9.90%
Secured
 13.90%

Rates are current as of December 2018 unless otherwise noted and are subject to change.

*APR= Annual Percentage Rate. Loan rates shown depend on your credit history and term of loan. Not all members will qualify for the rates shown. Credit subject to approval. Other restrictions may apply. Home Improvement and Home Equity Loans available for Texas property only. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

**Rates may vary based on model year of collateral.

***Rates may vary based on year of model.