| Type |
Term |
APR* as low as |
| New & Used Automobile (2017 & newer) |
Up to 72 Months 84 Months |
3.49% 3.99% |
| Used Automobile (2016 & older)** |
Up to 72 Months | 3.74% |
| New/Used Motorcycles*** |
Up to 72 Months |
4.99% |
| Boats & RVs*** |
Up to 72 Months |
4.99% |
| Type |
Term |
APR as low as* |
| Signature Loans |
Up to 36 Months 37 - 60 Months |
9.49% 10.99% |
| Shared Secured (100%) |
Up to 60 Months |
3.50% |
| Certificate Secured |
Up to the term of the Share Certificate |
3% greater than the face rate of the Term Share Certificate or 3.50%; whichever is greater |
| Checking Line of Credit Overdraft |
Revolving | 18.00% |
| Stretch Pay Loan |
Up to 2 Months |
28.00% (+$20 application fee) |
| Credit Rebuilder Loan |
24 Months |
13.99% |
Home Equity Loan Rates
| Type |
Term |
APR as low as* |
| First Lien (Texas Only) |
Up to 60 Months 61 - 120 Months 121 - 180 Months |
4.49% 4.79% 5.19% |
| Second Lien (Texas Only) |
Up to 60 Months 61 - 120 Months 121 - 180 Months |
4.99% 5.49% 5.99% |
| Annual Percentage Rate |
||
| Regular |
13.90% |
|
| Gold |
9.90% |
|
| Secured |
13.90% |
Rates are current as of January 2019 unless otherwise noted and are subject to change.
*APR= Annual Percentage Rate. Loan rates shown depend on your credit history and term of loan. Not all members will qualify for the rates shown. Credit subject to approval. Other restrictions may apply. Home Improvement and Home Equity Loans available for Texas property only. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For Home Equity loans, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.
**Rates may vary based on model year of collateral.
***Rates may vary based on year of model.
