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Make it official and join the community today! 

Whether you’re in the market to purchase or refinance your first home or the home of your dreams, we're here to help.

home mortgage

Through our mortgage partner, TruHome Solutions LLC, we join our members in their dreams of becoming a part of a community with a mortgage. From starter homes to dream homes, our services included:

  • New and refinanced loans
  • Loan options for those rebuilding their credit
  • Fixed rates, ARMs, and Balloon notes
  • 15 and 30-year terms
  • A convenient, online application process
  • Make My Mortgage Payment

apply today

home equity

You’ve worked for your home, now let your home work for you. Use your home’s equity to get funds to complete renovation projects, pay for educational expenses, a vacation or even to consolidate debt. With our home equity loans, you’ll experience:

  • Low rates
  • Borrow up to 80% of the home’s fair market value - minus any liens against the property (minimum loan amount is $10,000, maximum is $500,000)
  • Terms up to 15 years available
  • Tax deductible interest (consult your tax advisor for exact details)

For more information, contact our Loan Department at 214.273.5094 or 800.851.5132.

*Property must be in Texas within a 150-mile radius of LCFCU’s Valley Ranch office. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For Home Equity loans, the interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes. You should consult a tax adviser for further information regarding the deductibility of interest and charges.