Home Equity Loans

Why Choose a Home Equity Loan?

• Leverage Your Home’s Value: Use your home’s equity to fund renovation projects, pay for education, take a vacation, or consolidate debt.
• Low Rates: Enjoy a low, fixed rate and easy payments.
• Generous Borrowing Limit: Borrow up to 80% of your home’s fair market value.
• Flexible Terms: Choose terms up to 20 years to suit your financial needs.
• Your Money When You Need It: Get a lump sum deposited all at once

Mortgage lending is restricted to property in Texas. Loans subject to credit and property approval, other terms and conditions apply. Property insurance is required, including flood insurance where applicable. Valid for primary residences only. Loan may not be used to purchase the property being used as collateral. First-lien home equity loans are not available to purchase a new primary owner-occupied residence; owner-occupied primary residence must already be purchased. Lot size less than 10 acres. Condominiums and Manufactured homes are not eligible. Consumer purposes only. Products, rates, terms and conditions are subject to change without notice; other restrictions may apply.

*Minimum loan amount is $25,000 for first-lien home equity loans; terms up to 30 years available. Home Equity loans are limited to 80% of the home’s fair market value less the balances of any outstanding liens. Member may incur one-time property tax monitoring fee and may pay additional 3rd party fees. These fees typically do not exceed $500.00. Member incurs cost of full title policy on loans greater than $150,000.

This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change at any time without notice.

Texans Credit Union (NMLS ID #530654) and Las Colinas Federal Credit Union (NMLS ID 646149) provide home loans through Member First Mortgage, LLC. (NMLS ID #149532)